mortgage interest rate

Average mortgage interest rates have reached their highest level in over two years, with the 10-year fixed rate (NHG) climbing to 4.01%. Driven by rising capital market rates linked to geopolitical instability in the Middle East, this increase adds approximately €25 to the monthly net costs of a €400,000 mortgage. While experts at De Hypotheker believe the sharpest peaks are likely over, the combination of higher borrowing costs and global uncertainty has already led to increased buyer caution, stalling the growth of average mortgage amounts for the first time in three years.